Virginia Housing

www.vhda.com

About

When homes are affordable and accessible to jobs, good schools and transportation, everyone benefits. Individual lives are improved and communities as a whole grow stronger. VHDA was created in 1972 by the General Assembly to help Virginians attain quality, affordable housing. We carry out this mission by working in public-private partnerships with local governments, community service organizations, lenders, Realtors, developers and many others. We provide mortgages for first-time homebuyers, as well as financing for apartment communities and neighborhood revitalization efforts. We offer free homebuyer classes, support housing counseling, and help people with disabilities and the elderly make their homes more livable. We also administer the federal Housing Choice Voucher and Housing Credit programs in Virginia. VHDA is self-supporting and receives no state taxpayer dollars to fund our programs. Instead, we raise money in the capital markets, and we contribute a significant portion of our net revenues each year to help meet Virginia’s most difficult housing needs.

 

Realtor® Benefits

A mortgage is a loan that is used to finance the purchase of a home. Lenders offer a wide range of loan products, and by working with Mortgage and Loan partners, Realtors® can help guide clients through the process to find the product that is best for their clients' needs.

 

Shop Realtor®

Pre-Appointment

For Realtors®, each day presents an opportunity to cultivate client relationships. For new Realtors®, what’s that first step? Experienced Realtors® have likely developed successful strategies yet may not be familiar with the latest tools and industry practices that could propel them to greater levels of production. The Shop Realtor® concept offers pre-appointment solutions for every stage of a Realtor’s® career.

Before that first appointment, Shop Realtor® provides tools to help members prepare for a client meeting. Whether it’s a national property database, multiple listing service, marketplace statistics, a network of finance professionals, or presentation resources, Realtors® have access to facts, figures and connections that will make them the trusted local expert.